Tel: 705-646-9995 Toll Free: 877-877-3929

Muskoka Home & Property Insurance

No matter what type of home you have, how much property you own, whether you rent or own, we have the coverage to fit your needs.

Muskoka Property Coverage

Typically, the largest and most significant investment we make is in our home. Insurance for this vital element of our lives must be tailored to the unique features, risks, and value of your home. That’s why, whether it’s renewal time or you’re a new homeowner, it’s important to sit down, have a call, or chat online with one of the brokers at Les Bell Insurance Brokers to discuss the policy that’s right for you—the one that gives you most comprehensive home insurance coverage necessary at the lowest possible cost.

If you’d like us to, we’ll happily come out to view your Muskoka property. This is especially important in getting you the right coverage if your property is historical or unique in certain ways.

Property Coverage in Muskoka

Of course, home insurance isn’t just for detached houses. Drop by, message, or call us today to discuss purchasing coverage to protect your Muskoka condominium, cottage, short-term rental, or bed-and-breakfast. Your customized insurance plan can protect your home and property, including contents and additional buildings and structures.

Home insurance plans can also be customized to include coverage protection against two worrying and increasingly common by-products of our high-tech society: cybercrime losses and identity theft.

Things you should know about your home and property insurance:

  • Recreational vehicles are not covered under your homeowners policy. ATVs, tractors, watercraft, additional motors, and snowmobiles must be insured on their own.

  • All policies have limits on valuables such as jewellery and collections. Have them scheduled and you’ll have them covered.

  • Sewer back-up isn’t just for those who live in a municipality and overland water coverage isn’t just for those who live by a lake. Back-ups can occur in common septic systems, and flooding is on the rise in Ontario.
  • Any substantial renovations made to your home (finished basement, gourmet kitchen installation, etc.) should be disclosed before work begins so that in the event of a loss, you’re insured for the appropriate amount.

  • Short-term rentals may not be covered under your homeowners policy. Short-term rental insurance must be purchased.

  • Cyberattacks on computers and home devices are on the rise. Consider adding extortion, fraud, or data breach coverages.

Start Your Quote

    Name on Title Address
    Home Phone (required) Mobile Phone (required)
    Email (required) Any Claims in the last five years?

    If yes, explain.

    Purchase Date Do you rent any portion of the house?
    Year Built Square Feet Any Smokers?
    Dwelling Type Home Type Construction Type


    Full Half Three Quarter

    Do you have pets?? YesNo


    Do you own a basement? YesNo

    Finished? Full or Partial Year Finished Square Feet
    YesNo FullPartial


    Do you own a garage? YesNo

    Size of Garage Attached or Detached


    Do you own a deck? YesNo

    Do you have a deck? Square Feet of Deck Deck Material

    Home Improvements/Updates

    Have you done any updates to the home? YesNo

    Have you updated the heating? YesNo

    Have you updated the plumbing? YesNo

    Have you updated the electrical? YesNo

    Describe the electrical wiring in your home.

    Amps Circuit Breaker or Fuse Box Type of Wiring
    Circuit BreakerFuse Box KnobTube
    Year Roof was updated Market Value of House Specialty Features of Home
    Mortgage on Property? One Mortgagee or Two? Name(s) of Mortgagee
    YesNo OneTwo
    Do you have a monitored security alarm? If yes, name of monitoring company

    Current Coverage

    Current Company Policy Number Years with Company

    Additional Features or Comments

    Contact Us Today

    Call us, message us, or come by our office in the heart of beautiful Bracebridge anytime to discuss your coverage needs
    46 Ann Street
    Bracebridge, ON P1L 2C1
    Tel: 705-646-9995
    Fax: 705-646-9992
    Toll Free: 877-877-3929

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